#HYHRD: TDM Software 8/12 $HIX $HPF $HPI $HPS $HYB $IVH $JPC $JPI $JPS $KIO $LDP

Hi,

England_Pictures_216

I’m Pat Rosenheim, a.k.a. the PandA Trader.

NOTE: This post might be graphic-intensive, so might take a while to load on a mobile device.

I decided to start using the TDM software again. I downloaded it from http://www.thomasdividendmanager.com/index.php/download-tdm and I was good to go!

It’s different from my spreadsheet, and a lot less work for me. The TDM software gets the dividend dates, ex-dividend dates, etc. It then calculates the expected dividends, and is often closer to actual dividends received than my spreadsheet! So, I just post the screenshots here each week to let you all have a look at what the software is doing for me as far as recording stock buying & selling, dividends, etc.

You will recall in my previous posts about this software, that I input every transaction in our Fidelity accounts, but not in our Capital One accounts. The reason for that is because I’m basically lazy. You see, most of the Fidelity accounts were recently reset to hold mostly DTC discount eligible holdings, and since the rest of our holdings were transferred to Capital One Investing and I had held them and had been adding to them for a while I decided to just take the aggregate holdings (share counts and costs) instead of recording each transaction. This resulted in the Fidelity accounts being almost immediately up to date as far as dividends earned but not yet received, but the Capital One Investing accounts would lag until the ex-dividend had passed before the TDM program would begin to automatically calculate the dividend amount(s) earned.

I also set up the Fidelity accounts (and the joint taxable account held at Capital One Investing) to DRIP the dividends since there was a possibility I would be getting a discount (only at Fidelity). I love discounts! I love dividends! Discounted dividend stock sent me into a slight euphoria!

So, first I looked at the accounts;

tdm

This window pops up if you have more than one account and click the account name in the lower left corner. You can also set the location for the program data here.

For this post, I am going to look at the portfolio view(s) or each account, and we’ll take it from the top, so first on the list is Fidelity Roth-A and then we’ll continue down the list one by one.

Ready? Here we go…

Fidelity Roth-A

tdm

First, I updated the divs, then the market, then I clicked on the Paydate column to sort by Paydate so I get an idea of upcoming dividends expected for the next week (highlighted in green). It’s not too exciting, and looks rather bare, but that’s by design. Remember, the Fidelity accounts now hold only DTC discount eligible holdings. Most of the rest of our holdings were moved to Capital One Investing.

You can see the columns from left to right give information on the Symbol, the Name of the holding, the % change for the last or current trading day, the current price, the price I paid (PPS), a chart for the past month (21 trading days), etc. The rest are pretty straightforward, but the last is obfuscated by a couple of icons. That last two are total NET (gain or loss) including distributions and the last one has dividend ‘star’ ratings (indicates stability and/or dividend growth). The 2 icons at the top of the last column allow you to export to a spreadsheet, or print.

Now, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $49.05 this month. There’s a button with an asterisk beside the total amount, and when I click it I get a popup window showing this month’s distributions along with what has already been received and what I have yet to receive (not shown).

There’s also links so I can look at projections for next month, or see what I got last month, etc.

Pretty cool, eh?

Now, on to the next account!

Fidelity Roth-P

tdm

Here we can see the same type of information as in the first account, except there are fewer shares so the distributions are lower.

Now, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $38.67 this month.

Still, between these 2 accounts alone, there’s over $1,000 being DRIPped each year, and the amounts will just increase given a steady distribution rate.

Now, on to the next account!

ind-PandA

tdm

Again, the same information just different (lower) amounts. Now, while this account is held at Capital One Investing it is DRIPped, just like the Fidelity accounts. The exception here is that there is no DTC discount plan. You can see cash balances for each account on the bottom bar where it says “Cash :” and shows the amount. This account has a monthly deposit of $650 and weekly investments so distributions should grow.

Now, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $34.22 this month.

Between these 3 accounts alone, there’s over $1,400 being DRIPped each year, and the amounts will just increase given a steady distribution rate.

Now, on to the next account!

IRA-P

tdm

Another account held at Fidelity. This is my IRA, which isn’t much because most of it was converted to my Roth IRA. Still, same rules apply for all accounts held at Fidelity; DTC discount eligible holdings, all DRIPped, and expected to grow. We’ll see…

Again, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $31.32 this month.

Between these 4 accounts alone, there’s over $1,800 being DRIPped each year, and the amounts will just increase given a steady distribution rate.

Now, on to the next account!

PandAjoint

tdm

Another account held at Fidelity. This is our joint taxable account like ind-PandA which is held at Capital One Investing. Still, same rules apply for all accounts held at Fidelity; DTC discount eligible holdings, all DRIPped, and expected to grow. We’ll see…

Again, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $27.01 this month.

Between these 5 accounts alone, there’s over $2,100 being DRIPped each year, and the amounts will just increase given a steady distribution rate.

Now, on to the next account!

Robinhood

tdm

This is my new Robinhood account, which I started with 2 weekly deposits of $25, but quickly changed that to weekly deposits of $94 so it is really small. They have been stopped now, until September 1st, when I will begin depositing $150 on the 1st & 15th of each month. I am awaiting participation in the CLM & CRF rights issues. This account holds items that were ineligible for the AIP at Capital One investing (IVH, KIO, OXLC, RA, & REML) and also CLM & CRF (just because I can!). DRIP is not possible here, so all dividends will add to the cash balance. That’s fine with me because all trades are free, so there’s that…

Again, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $9.62 this month.

Now, on to the next account!

Roth-A

tdm

Again, the same information, except a much larger account with many more holdings (that now fit on one screen!). This account is also held at Capital One Investing and it is NOT DRIPped. I made an investment on Tuesday, August 8th so the distributions should grow. We’ll see…

Again, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $502.32 this month.

Now, on to the next account!

Roth-P

tdm

Again, the same information, except a little smaller account with many of the same holdings (that now fit on one screen!). This account is also held at Capital One Investing and it is also NOT DRIPped. I made an investment on Tuesday, August 1st so the distributions should grow. We’ll see…

Again, down at the bottom are the totals and the expected dividends are totaled, showing I can expect $387.47 this month.

Adding all the monthly dividend predictions, I come up with a grand total of $1,079.68 for this month. The holdings that pay quarterly affect this total for each month depending on which issue is paying or not paying. Confusing? Yeah, but it keeps me busy…

I hope this helps. I also want to add that I am not paid or reimbursed in any way by the programmer. I just happen to love the program and want to share.

Dustin, the programmer, is constantly updating the software with great new features. The DRIP feature is new since I last used it. I love it!

Anyway, as you can see, the dividend info for my stocks and CEFS is pulled quite easily and automatically into the program.

I did have to make one slight change for a few holdings, and that was to select the secondary source for dividend info, etc., as the name was coming up blank.

Now, you might have noticed that some of the paydates are highlighted in green. I set it up that way so I’d know what dividends to expect in the next 7 days. I could have set it up to show upcoming dividends for the next month, but that would have been almost ALL of them since all but 14 pay monthly!

Another thing you might have noticed is that some of the amounts are highlighted in blue. That indicates a change in the next payment. Hover the mouse over it and I can see if it’s more or less. For now, I’ll keep you guessing. Gotta have some kind of tease going on, right? 😉

More as I find the time to update…

PLEASE TAKE NOTE AND REMEMBER THIS!

I’m not telling anyone to buy anything or giving anyone any advice, because that’s illegal. You see, I have no letters after my name, like RIA, CFA, etc. I SIMPLY DO NOT GIVE ADVICE. I only tell (and show!) what I do. You, like me, are all alone in this.

And remember, always do your own due diligence!

panda_wildePat Rosenheim
(PandA Trader)
High Yield, High Return Dividend
Portfolio
pat@patrosenheim.com
http://www.HYHRD.com
pandawalk

About PandA Trader

I am, I think... "Disobedience, in the eyes of anyone who has read history, is man's original virtue. It is through disobedience and rebellion that progress has been made." -- Oscar Wilde
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